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IBAN Structure Albania

Last reviewed: · Source: ISO 13616 / SWIFT IBAN Registry

Albania's IBAN has 28 characters in the format ALkk BBBS SSSK CCCC CCCC CCCC CCCC. After the country code AL and the check digits comes an 8-digit bank code that combines bank, branch and a national check digit, followed by the 16-character account number. Albania is not an EU member but has taken part in SEPA since 2025. The currency is the lek (ALL), not the euro. Euro transfers from the euro area therefore ride SEPA at the SEPA rate; lek transfers run over SWIFT, where FX margins and extra fees can apply.

Overview

CountryAlbania (AL)
IBAN length28 characters
FormatALkk BBBS SSSK CCCC CCCC CCCC CCCC
Example IBANAL47 2121 1009 0000 0002 3569 8741

Visual breakdown

Example IBAN:

AL47212110090000000235698741
Country codeCheck digitsBank codeAccount number

Character-by-character explanation

SegmentCharactersLengthExplanation
Country codeAL2AL for Albania (ISO 3166-1)
Check digits472Two check digits per MOD-97
Bank code2121100988-digit bank code (bank, branch and national check digit)
Account number00000002356987411616-character alphanumeric account number

Example IBAN for Albania

The IBAN below illustrates the format for Albania. It is fictitious and shown for illustration only.

AL47 2121 1009 0000 0002 3569 8741

28 characters · Format ALkk BBBS SSSK CCCC CCCC CCCC CCCC

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Frequently asked questions

How many characters does an IBAN in Albania have?
An IBAN in Albania has exactly 28 characters. It consists of the country code AL, two check digits and the national account number (BBAN) with 24 characters.
How is a Albania IBAN structured?
The IBAN in Albania follows the format ALkk BBBS SSSK CCCC CCCC CCCC CCCC. AL is the country code, the following two digits are the check digits, and the remaining characters encode the bank and account details. Example: AL47 2121 1009 0000 0002 3569 8741.
What happens if I enter a wrong IBAN for Albania?
Thanks to the built-in check digits (MOD-97, ISO 7064), most typos in an IBAN are detected automatically. The bank rejects a malformed IBAN and the transfer is not executed. Always check an IBAN carefully against your records before you send a payment.

IBAN structure for other countries

Germany

22 characters · DEkk BBBB BBBB CCCC CCCC CC

Austria

20 characters · ATkk BBBB BCCC CCCC CCCC

Switzerland

21 characters · CHkk BBBB BCCC CCCC CCCC C

Liechtenstein

21 characters · LIkk BBBB BCCC CCCC CCCC C

France

27 characters · FRkk BBBB BGGG GGCC CCCC CCCC CKK

Spain

24 characters · ESkk BBBB GGGG KKCC CCCC CCCC

Italy

27 characters · ITkk XBBB BBGG GGGC CCCC CCCC CCC

Portugal

25 characters · PTkk BBBB SSSS CCCC CCCC CCCK K