IBAN CheckerValidate any IBAN

IBAN Structure Portugal

Last reviewed: · Source: ISO 13616 / SWIFT IBAN Registry

Portugal's IBAN has 25 characters in the format PTkk BBBB SSSS CCCC CCCC CCCK K. After PT and the IBAN check digits come a 4-digit bank code (e.g. 0033 for Millennium BCP, 0010 for Banco BPI), a 4-digit branch code, the 11-digit account number and two national check digits (NIB check digits). Portugal is in the euro area and SEPA, so transfers to Portugal go through as ordinary SEPA payments — without a BIC and without a surcharge, at the same cost as a domestic transfer.

Overview

CountryPortugal (PT)
IBAN length25 characters
FormatPTkk BBBB SSSS CCCC CCCC CCCK K
Example IBANPT50 0002 0123 1234 5678 9015 4

Visual breakdown

Example IBAN:

PT50000201231234567890154
Country codeCheck digitsBank codeBranch codeAccount numberNational check digit(s)

Character-by-character explanation

SegmentCharactersLengthExplanation
Country codePT2PT for Portugal (ISO 3166-1)
Check digits502Two check digits per MOD-97
Bank code000244-digit bank code (e.g. 0033, 0010)
Branch code012344-digit branch code
Account number123456789011111-digit account number
National check digit(s)5422-digit national check (NIB check digits)

Example IBAN for Portugal

The IBAN below illustrates the format for Portugal. It is fictitious and shown for illustration only.

PT50 0002 0123 1234 5678 9015 4

25 characters · Format PTkk BBBB SSSS CCCC CCCC CCCK K

Validate a Portugal IBAN

Use the free IBAN Checker to verify any Portugal IBAN — length, country format and the ISO 7064 MOD-97 check digit — entirely in your browser.

Open the IBAN Checker

Frequently asked questions

How many characters does an IBAN in Portugal have?
An IBAN in Portugal has exactly 25 characters. It consists of the country code PT, two check digits and the national account number (BBAN) with 21 characters.
How is a Portugal IBAN structured?
The IBAN in Portugal follows the format PTkk BBBB SSSS CCCC CCCC CCCK K. PT is the country code, the following two digits are the check digits, and the remaining characters encode the bank and account details. Example: PT50 0002 0123 1234 5678 9015 4.
What happens if I enter a wrong IBAN for Portugal?
Thanks to the built-in check digits (MOD-97, ISO 7064), most typos in an IBAN are detected automatically. The bank rejects a malformed IBAN and the transfer is not executed. Always check an IBAN carefully against your records before you send a payment.

IBAN structure for other countries

Germany

22 characters · DEkk BBBB BBBB CCCC CCCC CC

Austria

20 characters · ATkk BBBB BCCC CCCC CCCC

Switzerland

21 characters · CHkk BBBB BCCC CCCC CCCC C

Liechtenstein

21 characters · LIkk BBBB BCCC CCCC CCCC C

France

27 characters · FRkk BBBB BGGG GGCC CCCC CCCC CKK

Spain

24 characters · ESkk BBBB GGGG KKCC CCCC CCCC

Italy

27 characters · ITkk XBBB BBGG GGGC CCCC CCCC CCC

Netherlands

18 characters · NLkk BBBB CCCC CCCC CC