IBAN Structure by Country

The SWIFT IBAN Registry currently lists 89 countries and territories with a registered IBAN format. This directory has a dedicated structure page for every one of them.

The IBAN length reflects each country’s national account structure (the BBAN). Norway uses just 15 characters, Germany 22, and Malta up to 31 — the country code and two check digits are fixed, but the national part varies.

Norway has the shortest IBAN at 15 characters. The Russian Federation has the longest at 33 characters, followed by Saint Lucia at 32 and Malta at 31.

No. Many countries issue IBANs without being part of SEPA. Within SEPA a euro transfer needs only the IBAN; for non-SEPA countries an international transfer runs over SWIFT, where a BIC is required and FX margins can apply.