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IBAN Structure Bulgaria

Last reviewed: · Source: ISO 13616 / SWIFT IBAN Registry

Bulgaria's IBAN has 22 characters in the format BGkk BBBB SSSS DDCC CCCC CC. After the country code BG and the check digits come a 4-letter bank code (BIC prefix), a 4-digit branch code, a 2-digit account-type identifier and the 8-character account number. Bulgaria is in the euro area and fully SEPA-integrated. Transfers to Bulgaria therefore need only the IBAN and no BIC; they settle at the ordinary SEPA rate — the same conditions as a domestic payment. The bank code matches the first four letters of the account-holding bank's BIC.

Overview

CountryBulgaria (BG)
IBAN length22 characters
FormatBGkk BBBB SSSS DDCC CCCC CC
Example IBANBG80 BNBG 9661 1020 3456 78

Visual breakdown

Example IBAN:

BG80BNBG96611020345678
Country codeCheck digitsBank codeBranch codeAccount typeAccount number

Character-by-character explanation

SegmentCharactersLengthExplanation
Country codeBG2BG for Bulgaria (ISO 3166-1)
Check digits802Two check digits per MOD-97
Bank codeBNBG44-letter bank code (BIC prefix)
Branch code966144-digit branch code (BAE number)
Account type1022-digit account-type identifier
Account number2034567888-character alphanumeric account number

Example IBAN for Bulgaria

The IBAN below illustrates the format for Bulgaria. It is fictitious and shown for illustration only.

BG80 BNBG 9661 1020 3456 78

22 characters · Format BGkk BBBB SSSS DDCC CCCC CC

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Frequently asked questions

How many characters does an IBAN in Bulgaria have?
An IBAN in Bulgaria has exactly 22 characters. It consists of the country code BG, two check digits and the national account number (BBAN) with 18 characters.
How is a Bulgaria IBAN structured?
The IBAN in Bulgaria follows the format BGkk BBBB SSSS DDCC CCCC CC. BG is the country code, the following two digits are the check digits, and the remaining characters encode the bank and account details. Example: BG80 BNBG 9661 1020 3456 78.
What happens if I enter a wrong IBAN for Bulgaria?
Thanks to the built-in check digits (MOD-97, ISO 7064), most typos in an IBAN are detected automatically. The bank rejects a malformed IBAN and the transfer is not executed. Always check an IBAN carefully against your records before you send a payment.

IBAN structure for other countries

Germany

22 characters · DEkk BBBB BBBB CCCC CCCC CC

Austria

20 characters · ATkk BBBB BCCC CCCC CCCC

Switzerland

21 characters · CHkk BBBB BCCC CCCC CCCC C

Liechtenstein

21 characters · LIkk BBBB BCCC CCCC CCCC C

France

27 characters · FRkk BBBB BGGG GGCC CCCC CCCC CKK

Spain

24 characters · ESkk BBBB GGGG KKCC CCCC CCCC

Italy

27 characters · ITkk XBBB BBGG GGGC CCCC CCCC CCC

Portugal

25 characters · PTkk BBBB SSSS CCCC CCCC CCCK K