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IBAN Structure North Macedonia

Last reviewed: · Source: ISO 13616 / SWIFT IBAN Registry

North Macedonia's IBAN has 19 characters in the format MKkk BBBC CCCC CCCC CKK. After the country code MK and the check digits come a 3-digit bank code, the 10-character account number and two national check digits. North Macedonia is not an EU member but has taken part in SEPA since 2025. The currency is the denar (MKD), not the euro. Euro transfers from the euro area therefore ride SEPA at the SEPA rate; denar transfers run over SWIFT, where FX margins and extra fees can apply.

Overview

CountryNorth Macedonia (MK)
IBAN length19 characters
FormatMKkk BBBC CCCC CCCC CKK
Example IBANMK07 2501 2000 0058 984

Visual breakdown

Example IBAN:

MK07250120000058984
Country codeCheck digitsBank codeAccount numberNational check digit(s)

Character-by-character explanation

SegmentCharactersLengthExplanation
Country codeMK2MK for North Macedonia (ISO 3166-1)
Check digits072Two check digits per MOD-97
Bank code25033-digit bank code
Account number12000005891010-character alphanumeric account number
National check digit(s)8422-digit national check digits

Example IBAN for North Macedonia

The IBAN below illustrates the format for North Macedonia. It is fictitious and shown for illustration only.

MK07 2501 2000 0058 984

19 characters · Format MKkk BBBC CCCC CCCC CKK

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Frequently asked questions

How many characters does an IBAN in North Macedonia have?
An IBAN in North Macedonia has exactly 19 characters. It consists of the country code MK, two check digits and the national account number (BBAN) with 15 characters.
How is a North Macedonia IBAN structured?
The IBAN in North Macedonia follows the format MKkk BBBC CCCC CCCC CKK. MK is the country code, the following two digits are the check digits, and the remaining characters encode the bank and account details. Example: MK07 2501 2000 0058 984.
What happens if I enter a wrong IBAN for North Macedonia?
Thanks to the built-in check digits (MOD-97, ISO 7064), most typos in an IBAN are detected automatically. The bank rejects a malformed IBAN and the transfer is not executed. Always check an IBAN carefully against your records before you send a payment.

IBAN structure for other countries

Germany

22 characters · DEkk BBBB BBBB CCCC CCCC CC

Austria

20 characters · ATkk BBBB BCCC CCCC CCCC

Switzerland

21 characters · CHkk BBBB BCCC CCCC CCCC C

Liechtenstein

21 characters · LIkk BBBB BCCC CCCC CCCC C

France

27 characters · FRkk BBBB BGGG GGCC CCCC CCCC CKK

Spain

24 characters · ESkk BBBB GGGG KKCC CCCC CCCC

Italy

27 characters · ITkk XBBB BBGG GGGC CCCC CCCC CCC

Portugal

25 characters · PTkk BBBB SSSS CCCC CCCC CCCK K