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IBAN Structure North Macedonia

Last reviewed: · Source: ISO 13616 / SWIFT IBAN Registry

North Macedonia's IBAN has 19 characters in the format MKkk BBBC CCCC CCCC CKK. After the country code MK and the check digits come a 3-digit bank code, the 10-character account number and two national check digits. North Macedonia is not an EU member; SEPA availability depends on participating banks and the payment route. The currency is the denar (MKD), not the euro. For international payments, routing details, fees and timing depend on the banks, currency and route; check them in advance with your bank.

Structural fields are based on the official SWIFT IBAN Registry. The editorial method and validation boundary are documented on our German editorial page (German).

Overview

CountryNorth Macedonia (MK)
IBAN length19 characters
FormatMKkk BBBC CCCC CCCC CKK

Visual breakdown

Fictitious format example, not payment data:

MK07250120000058984
Country codeCheck digitsBank codeAccount numberNational check digit(s)

Character-by-character explanation

SegmentCharactersLengthExplanation
Country codeMK2MK for North Macedonia (ISO 3166-1)
Check digits072Two check digits per MOD-97
Bank code25033-digit bank code
Account number12000005891010-character alphanumeric account number
National check digit(s)8422-digit national check digits

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Frequently asked questions

How do I check the length of an IBAN from North Macedonia?
Remove spaces and count 19 characters. The first two characters are MK; the remaining positions follow MKkk BBBC CCCC CCCC CKK. A different length is formally invalid for this country format.
What do the check digits in a North Macedonia IBAN mean?
The two check digits are calculated from the complete IBAN using ISO 7064 MOD-97. They help detect format and transcription errors. A passing checksum does not confirm that an account exists or identify its account holder.
What should I do when an IBAN is formally invalid?
Check the country code, character count, letters and digits, and the check digits. Compare the entry with your bank records or ask the bank for the correct IBAN. This checker validates structure and checksum; it does not verify account ownership or payment approval.

IBAN structure for other countries

Germany

22 characters · DEkk BBBB BBBB CCCC CCCC CC

Austria

20 characters · ATkk BBBB BCCC CCCC CCCC

Switzerland

21 characters · CHkk BBBB BCCC CCCC CCCC C

Liechtenstein

21 characters · LIkk BBBB BCCC CCCC CCCC C

France

27 characters · FRkk BBBB BGGG GGCC CCCC CCCC CKK

Spain

24 characters · ESkk BBBB GGGG KKCC CCCC CCCC

Italy

27 characters · ITkk XBBB BBGG GGGC CCCC CCCC CCC

Portugal

25 characters · PTkk BBBB SSSS CCCC CCCC CCCK K