IBAN CheckerValidate any IBAN

IBAN Structure Estonia

Last reviewed: · Source: ISO 13616 / SWIFT IBAN Registry

Estonia's IBAN has 20 characters in the format EEkk BBCC CCCC CCCC CCCK. After the country code EE and the check digits come a 2-digit bank code, a 2-digit branch code, the 11-digit account number and a single national check digit. Estonia has been in the euro area since 2011 and is fully SEPA-integrated. For payments from EU/EEA banks to Estonia, required routing details depend on the bank, currency and route; check them in advance with your bank. Thanks to instant transfers, funds often arrive within seconds.

Structural fields are based on the official SWIFT IBAN Registry. The editorial method and validation boundary are documented on our German editorial page (German).

Overview

CountryEstonia (EE)
IBAN length20 characters
FormatEEkk BBCC CCCC CCCC CCCK

Visual breakdown

Fictitious format example, not payment data:

EE382200221020145685
Country codeCheck digitsBank codeBranch codeAccount numberNational check digit(s)

Character-by-character explanation

SegmentCharactersLengthExplanation
Country codeEE2EE for Estonia (ISO 3166-1)
Check digits382Two check digits per MOD-97
Bank code2222-digit bank code
Branch code0022-digit branch code
Account number221020145681111-digit account number
National check digit(s)511 national check digit

Validate a Estonia IBAN

Use the free IBAN Checker to verify any Estonia IBAN — length, country format and the ISO 7064 MOD-97 check digit — entirely in your browser.

Open the IBAN Checker

Frequently asked questions

How do I check the length of an IBAN from Estonia?
Remove spaces and count 20 characters. The first two characters are EE; the remaining positions follow EEkk BBCC CCCC CCCC CCCK. A different length is formally invalid for this country format.
What do the check digits in a Estonia IBAN mean?
The two check digits are calculated from the complete IBAN using ISO 7064 MOD-97. They help detect format and transcription errors. A passing checksum does not confirm that an account exists or identify its account holder.
What should I do when an IBAN is formally invalid?
Check the country code, character count, letters and digits, and the check digits. Compare the entry with your bank records or ask the bank for the correct IBAN. This checker validates structure and checksum; it does not verify account ownership or payment approval.

IBAN structure for other countries

Germany

22 characters · DEkk BBBB BBBB CCCC CCCC CC

Austria

20 characters · ATkk BBBB BCCC CCCC CCCC

Switzerland

21 characters · CHkk BBBB BCCC CCCC CCCC C

Liechtenstein

21 characters · LIkk BBBB BCCC CCCC CCCC C

France

27 characters · FRkk BBBB BGGG GGCC CCCC CCCC CKK

Spain

24 characters · ESkk BBBB GGGG KKCC CCCC CCCC

Italy

27 characters · ITkk XBBB BBGG GGGC CCCC CCCC CCC

Portugal

25 characters · PTkk BBBB SSSS CCCC CCCC CCCK K