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IBAN Structure United Arab Emirates

Last reviewed: · Source: ISO 13616 / SWIFT IBAN Registry

The United Arab Emirates' IBAN has 23 characters in the format AEkk BBBC CCCC CCCC CCCC CCC. After the country code AE and the check digits come a 3-digit bank code and the 16-digit account number. The Emirates are not a SEPA participant. The currency is the UAE dirham (AED), pegged to the US dollar at a fixed rate. Transfers from the euro area to the Emirates run over classic SWIFT — a BIC is required, and FX margins and longer settlement times can apply. Dubai and Abu Dhabi are major financial centres, so corporate payments to the Emirates are common.

Overview

CountryUnited Arab Emirates (AE)
IBAN length23 characters
FormatAEkk BBBC CCCC CCCC CCCC CCC
Example IBANAE07 0331 2345 6789 0123 456

Visual breakdown

Example IBAN:

AE070331234567890123456
Country codeCheck digitsBank codeAccount number

Character-by-character explanation

SegmentCharactersLengthExplanation
Country codeAE2AE for the United Arab Emirates (ISO 3166-1)
Check digits072Two check digits per MOD-97
Bank code03333-digit bank code
Account number12345678901234561616-digit account number

Example IBAN for United Arab Emirates

The IBAN below illustrates the format for United Arab Emirates. It is fictitious and shown for illustration only.

AE07 0331 2345 6789 0123 456

23 characters · Format AEkk BBBC CCCC CCCC CCCC CCC

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Frequently asked questions

How many characters does an IBAN in United Arab Emirates have?
An IBAN in United Arab Emirates has exactly 23 characters. It consists of the country code AE, two check digits and the national account number (BBAN) with 19 characters.
How is a United Arab Emirates IBAN structured?
The IBAN in United Arab Emirates follows the format AEkk BBBC CCCC CCCC CCCC CCC. AE is the country code, the following two digits are the check digits, and the remaining characters encode the bank and account details. Example: AE07 0331 2345 6789 0123 456.
What happens if I enter a wrong IBAN for United Arab Emirates?
Thanks to the built-in check digits (MOD-97, ISO 7064), most typos in an IBAN are detected automatically. The bank rejects a malformed IBAN and the transfer is not executed. Always check an IBAN carefully against your records before you send a payment.

IBAN structure for other countries

Germany

22 characters · DEkk BBBB BBBB CCCC CCCC CC

Austria

20 characters · ATkk BBBB BCCC CCCC CCCC

Switzerland

21 characters · CHkk BBBB BCCC CCCC CCCC C

Liechtenstein

21 characters · LIkk BBBB BCCC CCCC CCCC C

France

27 characters · FRkk BBBB BGGG GGCC CCCC CCCC CKK

Spain

24 characters · ESkk BBBB GGGG KKCC CCCC CCCC

Italy

27 characters · ITkk XBBB BBGG GGGC CCCC CCCC CCC

Portugal

25 characters · PTkk BBBB SSSS CCCC CCCC CCCK K