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IBAN Structure Iceland

Last reviewed: · Source: ISO 13616 / SWIFT IBAN Registry

Iceland's IBAN has 26 characters in the format ISkk BBBB SSCC CCCC XXXX XXXX XX. After the country code IS and the check digits come a 4-digit bank code, a 2-digit ledger number, the 6-digit account number and the 10-digit kennitala — the unique personal or company identifier assigned to every account in Iceland. Iceland is not an EU member but belongs to SEPA as an EEA state. The currency is the Icelandic króna (ISK), not the euro. Euro transfers from the euro area ride SEPA at the SEPA rate; króna transfers run over SWIFT, where FX margins and fees can apply.

Overview

CountryIceland (IS)
IBAN length26 characters
FormatISkk BBBB SSCC CCCC XXXX XXXX XX
Example IBANIS14 0159 2600 7654 5510 7303 39

Visual breakdown

Example IBAN:

IS140159260076545510730339
Country codeCheck digitsBank codeLedger numberAccount numberKennitala

Character-by-character explanation

SegmentCharactersLengthExplanation
Country codeIS2IS for Iceland (ISO 3166-1)
Check digits142Two check digits per MOD-97
Bank code015944-digit bank code
Ledger number2622-digit ledger number (Höfuðbók)
Account number00765466-digit account number
Kennitala55107303391010-digit personal or company ID (Kennitala)

Example IBAN for Iceland

The IBAN below illustrates the format for Iceland. It is fictitious and shown for illustration only.

IS14 0159 2600 7654 5510 7303 39

26 characters · Format ISkk BBBB SSCC CCCC XXXX XXXX XX

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Frequently asked questions

How many characters does an IBAN in Iceland have?
An IBAN in Iceland has exactly 26 characters. It consists of the country code IS, two check digits and the national account number (BBAN) with 22 characters.
How is a Iceland IBAN structured?
The IBAN in Iceland follows the format ISkk BBBB SSCC CCCC XXXX XXXX XX. IS is the country code, the following two digits are the check digits, and the remaining characters encode the bank and account details. Example: IS14 0159 2600 7654 5510 7303 39.
What happens if I enter a wrong IBAN for Iceland?
Thanks to the built-in check digits (MOD-97, ISO 7064), most typos in an IBAN are detected automatically. The bank rejects a malformed IBAN and the transfer is not executed. Always check an IBAN carefully against your records before you send a payment.

IBAN structure for other countries

Germany

22 characters · DEkk BBBB BBBB CCCC CCCC CC

Austria

20 characters · ATkk BBBB BCCC CCCC CCCC

Switzerland

21 characters · CHkk BBBB BCCC CCCC CCCC C

Liechtenstein

21 characters · LIkk BBBB BCCC CCCC CCCC C

France

27 characters · FRkk BBBB BGGG GGCC CCCC CCCC CKK

Spain

24 characters · ESkk BBBB GGGG KKCC CCCC CCCC

Italy

27 characters · ITkk XBBB BBGG GGGC CCCC CCCC CCC

Portugal

25 characters · PTkk BBBB SSSS CCCC CCCC CCCK K