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IBAN Structure Saudi Arabia

Last reviewed: · Source: ISO 13616 / SWIFT IBAN Registry

Saudi Arabia's IBAN has 24 characters in the format SAkk BBCC CCCC CCCC CCCC CCCC. After the country code SA and the check digits come a 2-digit bank code and the 18-character account number. Saudi Arabia is not a SEPA participant. The currency is the Saudi riyal (SAR), pegged to the US dollar at a fixed rate. Transfers from the euro area to Saudi Arabia run over classic SWIFT — a BIC is required, and FX margins and longer settlement times can apply. The Saudi central bank has made the IBAN mandatory for all domestic payments.

Overview

CountrySaudi Arabia (SA)
IBAN length24 characters
FormatSAkk BBCC CCCC CCCC CCCC CCCC
Example IBANSA03 8000 0000 6080 1016 7519

Visual breakdown

Example IBAN:

SA0380000000608010167519
Country codeCheck digitsBank codeAccount number

Character-by-character explanation

SegmentCharactersLengthExplanation
Country codeSA2SA for Saudi Arabia (ISO 3166-1)
Check digits032Two check digits per MOD-97
Bank code8022-digit bank code
Account number0000006080101675191818-character alphanumeric account number

Example IBAN for Saudi Arabia

The IBAN below illustrates the format for Saudi Arabia. It is fictitious and shown for illustration only.

SA03 8000 0000 6080 1016 7519

24 characters · Format SAkk BBCC CCCC CCCC CCCC CCCC

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Frequently asked questions

How many characters does an IBAN in Saudi Arabia have?
An IBAN in Saudi Arabia has exactly 24 characters. It consists of the country code SA, two check digits and the national account number (BBAN) with 20 characters.
How is a Saudi Arabia IBAN structured?
The IBAN in Saudi Arabia follows the format SAkk BBCC CCCC CCCC CCCC CCCC. SA is the country code, the following two digits are the check digits, and the remaining characters encode the bank and account details. Example: SA03 8000 0000 6080 1016 7519.
What happens if I enter a wrong IBAN for Saudi Arabia?
Thanks to the built-in check digits (MOD-97, ISO 7064), most typos in an IBAN are detected automatically. The bank rejects a malformed IBAN and the transfer is not executed. Always check an IBAN carefully against your records before you send a payment.

IBAN structure for other countries

Germany

22 characters · DEkk BBBB BBBB CCCC CCCC CC

Austria

20 characters · ATkk BBBB BCCC CCCC CCCC

Switzerland

21 characters · CHkk BBBB BCCC CCCC CCCC C

Liechtenstein

21 characters · LIkk BBBB BCCC CCCC CCCC C

France

27 characters · FRkk BBBB BGGG GGCC CCCC CCCC CKK

Spain

24 characters · ESkk BBBB GGGG KKCC CCCC CCCC

Italy

27 characters · ITkk XBBB BBGG GGGC CCCC CCCC CCC

Portugal

25 characters · PTkk BBBB SSSS CCCC CCCC CCCK K