IBAN CheckerValidate any IBAN

IBAN Structure Moldova

Last reviewed: · Source: ISO 13616 / SWIFT IBAN Registry

Moldova's IBAN has 24 characters in the format MDkk BBCC CCCC CCCC CCCC CCCC. After the country code MD and the check digits come a 2-character bank code and the 18-character account number. Moldova is not an EU member but has taken part in SEPA since 2025. The currency is the Moldovan leu (MDL), not the euro. Euro transfers from the euro area to Moldova therefore ride SEPA at the SEPA rate; leu transfers run over SWIFT, where FX margins and fees can apply.

Overview

CountryMoldova (MD)
IBAN length24 characters
FormatMDkk BBCC CCCC CCCC CCCC CCCC
Example IBANMD24 AG00 0225 1000 1310 4168

Visual breakdown

Example IBAN:

MD24AG000225100013104168
Country codeCheck digitsBank codeAccount number

Character-by-character explanation

SegmentCharactersLengthExplanation
Country codeMD2MD for Moldova (ISO 3166-1)
Check digits242Two check digits per MOD-97
Bank codeAG22-character alphanumeric bank code
Account number0002251000131041681818-character alphanumeric account number

Example IBAN for Moldova

The IBAN below illustrates the format for Moldova. It is fictitious and shown for illustration only.

MD24 AG00 0225 1000 1310 4168

24 characters · Format MDkk BBCC CCCC CCCC CCCC CCCC

Validate a Moldova IBAN

Use the free IBAN Checker to verify any Moldova IBAN — length, country format and the ISO 7064 MOD-97 check digit — entirely in your browser.

Open the IBAN Checker

Frequently asked questions

How many characters does an IBAN in Moldova have?
An IBAN in Moldova has exactly 24 characters. It consists of the country code MD, two check digits and the national account number (BBAN) with 20 characters.
How is a Moldova IBAN structured?
The IBAN in Moldova follows the format MDkk BBCC CCCC CCCC CCCC CCCC. MD is the country code, the following two digits are the check digits, and the remaining characters encode the bank and account details. Example: MD24 AG00 0225 1000 1310 4168.
What happens if I enter a wrong IBAN for Moldova?
Thanks to the built-in check digits (MOD-97, ISO 7064), most typos in an IBAN are detected automatically. The bank rejects a malformed IBAN and the transfer is not executed. Always check an IBAN carefully against your records before you send a payment.

IBAN structure for other countries

Germany

22 characters · DEkk BBBB BBBB CCCC CCCC CC

Austria

20 characters · ATkk BBBB BCCC CCCC CCCC

Switzerland

21 characters · CHkk BBBB BCCC CCCC CCCC C

Liechtenstein

21 characters · LIkk BBBB BCCC CCCC CCCC C

France

27 characters · FRkk BBBB BGGG GGCC CCCC CCCC CKK

Spain

24 characters · ESkk BBBB GGGG KKCC CCCC CCCC

Italy

27 characters · ITkk XBBB BBGG GGGC CCCC CCCC CCC

Portugal

25 characters · PTkk BBBB SSSS CCCC CCCC CCCK K