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IBAN Structure Belgium

Last reviewed: · Source: ISO 13616 / SWIFT IBAN Registry

Belgium has one of the shortest IBANs in Western Europe at 16 characters, following the pattern BEkk BBBC CCCC CCKK. After BE and two check digits come a 3-digit bank code (e.g. 539 for Bank Degroof, 053 for Argenta), the 7-digit account number and two national control digits. The old 12-digit BBAN form (3 + 7 + 2) is still familiar in Belgian business, but every bank has required the IBAN on payment orders since 2014. Belgium is a euro member and fully SEPA-integrated, so the IBAN alone suffices for euro transfers.

Overview

CountryBelgium (BE)
IBAN length16 characters
FormatBEkk BBBC CCCC CCKK
Example IBANBE68 5390 0754 7034

Visual breakdown

Example IBAN:

BE68539007547034
Country codeCheck digitsBank codeAccount numberNational check digit(s)

Character-by-character explanation

SegmentCharactersLengthExplanation
Country codeBE2BE for Belgium (ISO 3166-1)
Check digits682Two check digits per MOD-97
Bank code53933-digit bank code
Account number007547077-digit account number
National check digit(s)3422 national control digits

Example IBAN for Belgium

The IBAN below illustrates the format for Belgium. It is fictitious and shown for illustration only.

BE68 5390 0754 7034

16 characters · Format BEkk BBBC CCCC CCKK

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Frequently asked questions

How many characters does an IBAN in Belgium have?
An IBAN in Belgium has exactly 16 characters. It consists of the country code BE, two check digits and the national account number (BBAN) with 12 characters.
How is a Belgium IBAN structured?
The IBAN in Belgium follows the format BEkk BBBC CCCC CCKK. BE is the country code, the following two digits are the check digits, and the remaining characters encode the bank and account details. Example: BE68 5390 0754 7034.
What happens if I enter a wrong IBAN for Belgium?
Thanks to the built-in check digits (MOD-97, ISO 7064), most typos in an IBAN are detected automatically. The bank rejects a malformed IBAN and the transfer is not executed. Always check an IBAN carefully against your records before you send a payment.

IBAN structure for other countries

Germany

22 characters · DEkk BBBB BBBB CCCC CCCC CC

Austria

20 characters · ATkk BBBB BCCC CCCC CCCC

Switzerland

21 characters · CHkk BBBB BCCC CCCC CCCC C

Liechtenstein

21 characters · LIkk BBBB BCCC CCCC CCCC C

France

27 characters · FRkk BBBB BGGG GGCC CCCC CCCC CKK

Spain

24 characters · ESkk BBBB GGGG KKCC CCCC CCCC

Italy

27 characters · ITkk XBBB BBGG GGGC CCCC CCCC CCC

Portugal

25 characters · PTkk BBBB SSSS CCCC CCCC CCCK K