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IBAN Structure Iraq

Last reviewed: · Source: ISO 13616 / SWIFT IBAN Registry

Iraq's IBAN has 23 characters in the format IQkk BBBB SSSC CCCC CCCC CCC. After the country code IQ and the check digits come a 4-letter bank code and the 15-digit account number. Iraq is not a SEPA participant. The currency is the Iraqi dinar (IQD). Transfers from the euro area to Iraq run over classic SWIFT; a BIC is required, and FX margins and longer settlement times can apply. Payments to Iraq are subject to heightened compliance checks at banks — expect additional queries and longer processing times.

Overview

CountryIraq (IQ)
IBAN length23 characters
FormatIQkk BBBB SSSC CCCC CCCC CCC
Example IBANIQ98 NBIQ 8501 2345 6789 012

Visual breakdown

Example IBAN:

IQ98NBIQ850123456789012
Country codeCheck digitsBank codeAccount number

Character-by-character explanation

SegmentCharactersLengthExplanation
Country codeIQ2IQ for Iraq (ISO 3166-1)
Check digits982Two check digits per MOD-97
Bank codeNBIQ44-letter bank code
Account number8501234567890121515-digit account number

Example IBAN for Iraq

The IBAN below illustrates the format for Iraq. It is fictitious and shown for illustration only.

IQ98 NBIQ 8501 2345 6789 012

23 characters · Format IQkk BBBB SSSC CCCC CCCC CCC

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Frequently asked questions

How many characters does an IBAN in Iraq have?
An IBAN in Iraq has exactly 23 characters. It consists of the country code IQ, two check digits and the national account number (BBAN) with 19 characters.
How is a Iraq IBAN structured?
The IBAN in Iraq follows the format IQkk BBBB SSSC CCCC CCCC CCC. IQ is the country code, the following two digits are the check digits, and the remaining characters encode the bank and account details. Example: IQ98 NBIQ 8501 2345 6789 012.
What happens if I enter a wrong IBAN for Iraq?
Thanks to the built-in check digits (MOD-97, ISO 7064), most typos in an IBAN are detected automatically. The bank rejects a malformed IBAN and the transfer is not executed. Always check an IBAN carefully against your records before you send a payment.

IBAN structure for other countries

Germany

22 characters · DEkk BBBB BBBB CCCC CCCC CC

Austria

20 characters · ATkk BBBB BCCC CCCC CCCC

Switzerland

21 characters · CHkk BBBB BCCC CCCC CCCC C

Liechtenstein

21 characters · LIkk BBBB BCCC CCCC CCCC C

France

27 characters · FRkk BBBB BGGG GGCC CCCC CCCC CKK

Spain

24 characters · ESkk BBBB GGGG KKCC CCCC CCCC

Italy

27 characters · ITkk XBBB BBGG GGGC CCCC CCCC CCC

Portugal

25 characters · PTkk BBBB SSSS CCCC CCCC CCCK K