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IBAN Structure Iraq

Last reviewed: · Source: ISO 13616 / SWIFT IBAN Registry

Iraq's IBAN has 23 characters in the format IQkk BBBB SSSC CCCC CCCC CCC. After the country code IQ and the check digits come a 4-letter bank code, a 3-digit branch code and a 12-digit account number. Iraq is not a SEPA participant. The currency is the Iraqi dinar (IQD). For international payments, routing details, fees and timing depend on the banks, currency and route; check them in advance with your bank. Payments to Iraq are subject to heightened compliance checks at banks — expect additional queries and longer processing times.

Structural fields are based on the official SWIFT IBAN Registry. The editorial method and validation boundary are documented on our German editorial page (German).

Overview

CountryIraq (IQ)
IBAN length23 characters
FormatIQkk BBBB SSSC CCCC CCCC CCC

Visual breakdown

Fictitious format example, not payment data:

IQ98NBIQ850123456789012
Country codeCheck digitsBank codeBranch codeAccount number

Character-by-character explanation

SegmentCharactersLengthExplanation
Country codeIQ2IQ for Iraq (ISO 3166-1)
Check digits982Two check digits per MOD-97
Bank codeNBIQ44-letter bank code
Branch code85033-digit branch code
Account number1234567890121212-digit account number

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Frequently asked questions

How do I check the length of an IBAN from Iraq?
Remove spaces and count 23 characters. The first two characters are IQ; the remaining positions follow IQkk BBBB SSSC CCCC CCCC CCC. A different length is formally invalid for this country format.
What do the check digits in a Iraq IBAN mean?
The two check digits are calculated from the complete IBAN using ISO 7064 MOD-97. They help detect format and transcription errors. A passing checksum does not confirm that an account exists or identify its account holder.
What should I do when an IBAN is formally invalid?
Check the country code, character count, letters and digits, and the check digits. Compare the entry with your bank records or ask the bank for the correct IBAN. This checker validates structure and checksum; it does not verify account ownership or payment approval.

IBAN structure for other countries

Germany

22 characters · DEkk BBBB BBBB CCCC CCCC CC

Austria

20 characters · ATkk BBBB BCCC CCCC CCCC

Switzerland

21 characters · CHkk BBBB BCCC CCCC CCCC C

Liechtenstein

21 characters · LIkk BBBB BCCC CCCC CCCC C

France

27 characters · FRkk BBBB BGGG GGCC CCCC CCCC CKK

Spain

24 characters · ESkk BBBB GGGG KKCC CCCC CCCC

Italy

27 characters · ITkk XBBB BBGG GGGC CCCC CCCC CCC

Portugal

25 characters · PTkk BBBB SSSS CCCC CCCC CCCK K