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IBAN Structure Malta

Last reviewed: · Source: ISO 13616 / SWIFT IBAN Registry

Malta's IBAN, at 31 characters, is one of the longest in Europe and follows the pattern MTkk BBBB SSSS SCCC CCCC CCCC CCCC CCC. After the country code MT and the check digits come a 4-letter bank code, a 5-digit sort code (branch) and the 18-character account number. Malta has been in the euro area since 2008 and is fully SEPA-integrated. For payments from EU/EEA banks to Malta, required routing details depend on the bank, currency and route; check them in advance with your bank.

Structural fields are based on the official SWIFT IBAN Registry. The editorial method and validation boundary are documented on our German editorial page (German).

Overview

CountryMalta (MT)
IBAN length31 characters
FormatMTkk BBBB SSSS SCCC CCCC CCCC CCCC CCC

Visual breakdown

Fictitious format example, not payment data:

MT84MALT011000012345MTLCAST001S
Country codeCheck digitsBank codeSort codeAccount number

Character-by-character explanation

SegmentCharactersLengthExplanation
Country codeMT2MT for Malta (ISO 3166-1)
Check digits842Two check digits per MOD-97
Bank codeMALT44-letter bank code
Sort code0110055-digit sort code (branch)
Account number0012345MTLCAST001S1818-character alphanumeric account number

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Frequently asked questions

How do I check the length of an IBAN from Malta?
Remove spaces and count 31 characters. The first two characters are MT; the remaining positions follow MTkk BBBB SSSS SCCC CCCC CCCC CCCC CCC. A different length is formally invalid for this country format.
What do the check digits in a Malta IBAN mean?
The two check digits are calculated from the complete IBAN using ISO 7064 MOD-97. They help detect format and transcription errors. A passing checksum does not confirm that an account exists or identify its account holder.
What should I do when an IBAN is formally invalid?
Check the country code, character count, letters and digits, and the check digits. Compare the entry with your bank records or ask the bank for the correct IBAN. This checker validates structure and checksum; it does not verify account ownership or payment approval.

IBAN structure for other countries

Germany

22 characters · DEkk BBBB BBBB CCCC CCCC CC

Austria

20 characters · ATkk BBBB BCCC CCCC CCCC

Switzerland

21 characters · CHkk BBBB BCCC CCCC CCCC C

Liechtenstein

21 characters · LIkk BBBB BCCC CCCC CCCC C

France

27 characters · FRkk BBBB BGGG GGCC CCCC CCCC CKK

Spain

24 characters · ESkk BBBB GGGG KKCC CCCC CCCC

Italy

27 characters · ITkk XBBB BBGG GGGC CCCC CCCC CCC

Portugal

25 characters · PTkk BBBB SSSS CCCC CCCC CCCK K