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IBAN Structure Malta

Last reviewed: · Source: ISO 13616 / SWIFT IBAN Registry

Malta's IBAN, at 31 characters, is one of the longest in Europe and follows the pattern MTkk BBBB SSSS SCCC CCCC CCCC CCCC CCC. After the country code MT and the check digits come a 4-letter bank code, a 5-digit sort code (branch) and the 18-character account number. Malta has been in the euro area since 2008 and is fully SEPA-integrated. Transfers to Malta need only the IBAN, no BIC, at the ordinary SEPA rate — the same conditions as a domestic payment.

Overview

CountryMalta (MT)
IBAN length31 characters
FormatMTkk BBBB SSSS SCCC CCCC CCCC CCCC CCC
Example IBANMT84 MALT 0110 0001 2345 MTLC AST0 01S

Visual breakdown

Example IBAN:

MT84MALT011000012345MTLCAST001S
Country codeCheck digitsBank codeSort codeAccount number

Character-by-character explanation

SegmentCharactersLengthExplanation
Country codeMT2MT for Malta (ISO 3166-1)
Check digits842Two check digits per MOD-97
Bank codeMALT44-letter bank code
Sort code0110055-digit sort code (branch)
Account number0012345MTLCAST001S1818-character alphanumeric account number

Example IBAN for Malta

The IBAN below illustrates the format for Malta. It is fictitious and shown for illustration only.

MT84 MALT 0110 0001 2345 MTLC AST0 01S

31 characters · Format MTkk BBBB SSSS SCCC CCCC CCCC CCCC CCC

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Frequently asked questions

How many characters does an IBAN in Malta have?
An IBAN in Malta has exactly 31 characters. It consists of the country code MT, two check digits and the national account number (BBAN) with 27 characters.
How is a Malta IBAN structured?
The IBAN in Malta follows the format MTkk BBBB SSSS SCCC CCCC CCCC CCCC CCC. MT is the country code, the following two digits are the check digits, and the remaining characters encode the bank and account details. Example: MT84 MALT 0110 0001 2345 MTLC AST0 01S.
What happens if I enter a wrong IBAN for Malta?
Thanks to the built-in check digits (MOD-97, ISO 7064), most typos in an IBAN are detected automatically. The bank rejects a malformed IBAN and the transfer is not executed. Always check an IBAN carefully against your records before you send a payment.

IBAN structure for other countries

Germany

22 characters · DEkk BBBB BBBB CCCC CCCC CC

Austria

20 characters · ATkk BBBB BCCC CCCC CCCC

Switzerland

21 characters · CHkk BBBB BCCC CCCC CCCC C

Liechtenstein

21 characters · LIkk BBBB BCCC CCCC CCCC C

France

27 characters · FRkk BBBB BGGG GGCC CCCC CCCC CKK

Spain

24 characters · ESkk BBBB GGGG KKCC CCCC CCCC

Italy

27 characters · ITkk XBBB BBGG GGGC CCCC CCCC CCC

Portugal

25 characters · PTkk BBBB SSSS CCCC CCCC CCCK K