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IBAN Structure Nicaragua

Last reviewed: · Source: ISO 13616 / SWIFT IBAN Registry

Nicaragua's IBAN has 28 characters in the format NIkk BBBB BBBB BBBB BBBB BBBB BBBB. After the country code NI and the check digits come a 4-letter bank code and the 20-digit account number. Nicaragua is not a SEPA participant. The currency is the córdoba (NIO). Transfers from the euro area to Nicaragua run over classic SWIFT — a BIC is required, and FX margins and longer settlement times can apply. The 4-letter bank code corresponds to a short code of the account-holding Nicaraguan bank. Nicaragua is among the Central American countries that have introduced the IBAN in domestic payments.

Overview

CountryNicaragua (NI)
IBAN length28 characters
FormatNIkk BBBB BBBB BBBB BBBB BBBB BBBB
Example IBANNI45 BAPR 0000 0013 0000 0355 8124

Visual breakdown

Example IBAN:

NI45BAPR00000013000003558124
Country codeCheck digitsBank codeAccount number

Character-by-character explanation

SegmentCharactersLengthExplanation
Country codeNI2NI for Nicaragua (ISO 3166-1)
Check digits452Two check digits per MOD-97
Bank codeBAPR44-letter bank code
Account number000000130000035581242020-digit account number

Example IBAN for Nicaragua

The IBAN below illustrates the format for Nicaragua. It is fictitious and shown for illustration only.

NI45 BAPR 0000 0013 0000 0355 8124

28 characters · Format NIkk BBBB BBBB BBBB BBBB BBBB BBBB

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Frequently asked questions

How many characters does an IBAN in Nicaragua have?
An IBAN in Nicaragua has exactly 28 characters. It consists of the country code NI, two check digits and the national account number (BBAN) with 24 characters.
How is a Nicaragua IBAN structured?
The IBAN in Nicaragua follows the format NIkk BBBB BBBB BBBB BBBB BBBB BBBB. NI is the country code, the following two digits are the check digits, and the remaining characters encode the bank and account details. Example: NI45 BAPR 0000 0013 0000 0355 8124.
What happens if I enter a wrong IBAN for Nicaragua?
Thanks to the built-in check digits (MOD-97, ISO 7064), most typos in an IBAN are detected automatically. The bank rejects a malformed IBAN and the transfer is not executed. Always check an IBAN carefully against your records before you send a payment.

IBAN structure for other countries

Germany

22 characters · DEkk BBBB BBBB CCCC CCCC CC

Austria

20 characters · ATkk BBBB BCCC CCCC CCCC

Switzerland

21 characters · CHkk BBBB BCCC CCCC CCCC C

Liechtenstein

21 characters · LIkk BBBB BCCC CCCC CCCC C

France

27 characters · FRkk BBBB BGGG GGCC CCCC CCCC CKK

Spain

24 characters · ESkk BBBB GGGG KKCC CCCC CCCC

Italy

27 characters · ITkk XBBB BBGG GGGC CCCC CCCC CCC

Portugal

25 characters · PTkk BBBB SSSS CCCC CCCC CCCK K