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IBAN Structure Pakistan

Last reviewed: · Source: ISO 13616 / SWIFT IBAN Registry

Pakistan's IBAN has 24 characters in the format PKkk BBBB CCCC CCCC CCCC CCCC. After the country code PK and the check digits come a 4-letter bank code and the 16-character account number. Pakistan is not a SEPA participant. The currency is the Pakistani rupee (PKR). For international payments, routing details, fees and timing depend on the banks, currency and route; check them in advance with your bank. The IBAN is established in Pakistani payments; the bank code matches the first four characters of the BIC.

Structural fields are based on the official SWIFT IBAN Registry. The editorial method and validation boundary are documented on our German editorial page (German).

Overview

CountryPakistan (PK)
IBAN length24 characters
FormatPKkk BBBB CCCC CCCC CCCC CCCC

Visual breakdown

Fictitious format example, not payment data:

PK36SCBL0000001123456702
Country codeCheck digitsBank codeAccount number

Character-by-character explanation

SegmentCharactersLengthExplanation
Country codePK2PK for Pakistan (ISO 3166-1)
Check digits362Two check digits per MOD-97
Bank codeSCBL44-letter bank code
Account number00000011234567021616-character alphanumeric account number

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Frequently asked questions

How do I check the length of an IBAN from Pakistan?
Remove spaces and count 24 characters. The first two characters are PK; the remaining positions follow PKkk BBBB CCCC CCCC CCCC CCCC. A different length is formally invalid for this country format.
What do the check digits in a Pakistan IBAN mean?
The two check digits are calculated from the complete IBAN using ISO 7064 MOD-97. They help detect format and transcription errors. A passing checksum does not confirm that an account exists or identify its account holder.
What should I do when an IBAN is formally invalid?
Check the country code, character count, letters and digits, and the check digits. Compare the entry with your bank records or ask the bank for the correct IBAN. This checker validates structure and checksum; it does not verify account ownership or payment approval.

IBAN structure for other countries

Germany

22 characters · DEkk BBBB BBBB CCCC CCCC CC

Austria

20 characters · ATkk BBBB BCCC CCCC CCCC

Switzerland

21 characters · CHkk BBBB BCCC CCCC CCCC C

Liechtenstein

21 characters · LIkk BBBB BCCC CCCC CCCC C

France

27 characters · FRkk BBBB BGGG GGCC CCCC CCCC CKK

Spain

24 characters · ESkk BBBB GGGG KKCC CCCC CCCC

Italy

27 characters · ITkk XBBB BBGG GGGC CCCC CCCC CCC

Portugal

25 characters · PTkk BBBB SSSS CCCC CCCC CCCK K