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IBAN Structure Pakistan

Last reviewed: · Source: ISO 13616 / SWIFT IBAN Registry

Pakistan's IBAN has 24 characters in the format PKkk BBBB CCCC CCCC CCCC CCCC. After the country code PK and the check digits come a 4-letter bank code and the 16-character account number. Pakistan is not a SEPA participant. The currency is the Pakistani rupee (PKR). Transfers from the euro area to Pakistan run over classic SWIFT — a BIC is required, and FX margins and longer settlement times can apply. Pakistan's central bank has made the IBAN mandatory for all domestic payments; the bank code matches the first four characters of the BIC.

Overview

CountryPakistan (PK)
IBAN length24 characters
FormatPKkk BBBB CCCC CCCC CCCC CCCC
Example IBANPK36 SCBL 0000 0011 2345 6702

Visual breakdown

Example IBAN:

PK36SCBL0000001123456702
Country codeCheck digitsBank codeAccount number

Character-by-character explanation

SegmentCharactersLengthExplanation
Country codePK2PK for Pakistan (ISO 3166-1)
Check digits362Two check digits per MOD-97
Bank codeSCBL44-letter bank code
Account number00000011234567021616-character alphanumeric account number

Example IBAN for Pakistan

The IBAN below illustrates the format for Pakistan. It is fictitious and shown for illustration only.

PK36 SCBL 0000 0011 2345 6702

24 characters · Format PKkk BBBB CCCC CCCC CCCC CCCC

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Frequently asked questions

How many characters does an IBAN in Pakistan have?
An IBAN in Pakistan has exactly 24 characters. It consists of the country code PK, two check digits and the national account number (BBAN) with 20 characters.
How is a Pakistan IBAN structured?
The IBAN in Pakistan follows the format PKkk BBBB CCCC CCCC CCCC CCCC. PK is the country code, the following two digits are the check digits, and the remaining characters encode the bank and account details. Example: PK36 SCBL 0000 0011 2345 6702.
What happens if I enter a wrong IBAN for Pakistan?
Thanks to the built-in check digits (MOD-97, ISO 7064), most typos in an IBAN are detected automatically. The bank rejects a malformed IBAN and the transfer is not executed. Always check an IBAN carefully against your records before you send a payment.

IBAN structure for other countries

Germany

22 characters · DEkk BBBB BBBB CCCC CCCC CC

Austria

20 characters · ATkk BBBB BCCC CCCC CCCC

Switzerland

21 characters · CHkk BBBB BCCC CCCC CCCC C

Liechtenstein

21 characters · LIkk BBBB BCCC CCCC CCCC C

France

27 characters · FRkk BBBB BGGG GGCC CCCC CCCC CKK

Spain

24 characters · ESkk BBBB GGGG KKCC CCCC CCCC

Italy

27 characters · ITkk XBBB BBGG GGGC CCCC CCCC CCC

Portugal

25 characters · PTkk BBBB SSSS CCCC CCCC CCCK K