IBAN CheckerValidate any IBAN

IBAN Structure Monaco

Last reviewed: · Source: ISO 13616 / SWIFT IBAN Registry

Monaco's IBAN has 27 characters in the format MCkk BBBB BGGG GGCC CCCC CCCC CKK — structurally identical to the French IBAN. After the country code MC and two check digits come a 5-digit bank code (Code Banque), a 5-digit branch code (Code Guichet), the 11-character account number and a two-digit national check key (Clé RIB). Monaco uses the euro under a monetary agreement with the EU without being an EU member itself. The principality takes part in SEPA, so euro transfers to Monaco go through as ordinary SEPA payments — no BIC, no surcharge, at the same rate as a domestic transfer.

Overview

CountryMonaco (MC)
IBAN length27 characters
FormatMCkk BBBB BGGG GGCC CCCC CCCC CKK
Example IBANMC58 1122 2000 0101 2345 6789 030

Visual breakdown

Example IBAN:

MC5811222000010123456789030
Country codeCheck digitsBank codeBranch codeAccount numberClé RIB

Character-by-character explanation

SegmentCharactersLengthExplanation
Country codeMC2MC for Monaco (ISO 3166-1)
Check digits582Two check digits per MOD-97
Bank code1122255-digit bank code (Code Banque)
Branch code0000155-digit branch code (Code Guichet)
Account number012345678901111-character account number (Numéro de compte)
Clé RIB3022-digit national check key (Clé RIB)

Example IBAN for Monaco

The IBAN below illustrates the format for Monaco. It is fictitious and shown for illustration only.

MC58 1122 2000 0101 2345 6789 030

27 characters · Format MCkk BBBB BGGG GGCC CCCC CCCC CKK

Validate a Monaco IBAN

Use the free IBAN Checker to verify any Monaco IBAN — length, country format and the ISO 7064 MOD-97 check digit — entirely in your browser.

Open the IBAN Checker

Frequently asked questions

How many characters does an IBAN in Monaco have?
An IBAN in Monaco has exactly 27 characters. It consists of the country code MC, two check digits and the national account number (BBAN) with 23 characters.
How is a Monaco IBAN structured?
The IBAN in Monaco follows the format MCkk BBBB BGGG GGCC CCCC CCCC CKK. MC is the country code, the following two digits are the check digits, and the remaining characters encode the bank and account details. Example: MC58 1122 2000 0101 2345 6789 030.
What happens if I enter a wrong IBAN for Monaco?
Thanks to the built-in check digits (MOD-97, ISO 7064), most typos in an IBAN are detected automatically. The bank rejects a malformed IBAN and the transfer is not executed. Always check an IBAN carefully against your records before you send a payment.

IBAN structure for other countries

Germany

22 characters · DEkk BBBB BBBB CCCC CCCC CC

Austria

20 characters · ATkk BBBB BCCC CCCC CCCC

Switzerland

21 characters · CHkk BBBB BCCC CCCC CCCC C

Liechtenstein

21 characters · LIkk BBBB BCCC CCCC CCCC C

France

27 characters · FRkk BBBB BGGG GGCC CCCC CCCC CKK

Spain

24 characters · ESkk BBBB GGGG KKCC CCCC CCCC

Italy

27 characters · ITkk XBBB BBGG GGGC CCCC CCCC CCC

Portugal

25 characters · PTkk BBBB SSSS CCCC CCCC CCCK K