IBAN Structure Luxembourg

Last reviewed: · Source: ISO 13616 / SWIFT IBAN Registry

Luxembourg's IBAN has 20 characters in the format LUkk BBBC CCCC CCCC CCCC. After LU and two check digits come a 3-digit bank code (e.g. 002 for BIL, 005 for BCEE, 008 for ING Luxembourg) and the 13-character account identifier. Luxembourg is a euro member and an important financial centre within SEPA — many international funds and banks are based here. Transfers to Luxembourg go through as ordinary SEPA payments, without a BIC and without a surcharge, at the same cost as a domestic transfer.

Overview

CountryLuxembourg (LU)
IBAN length20 characters
FormatLUkk BBBC CCCC CCCC CCCC
Example IBANLU28 0019 4006 4475 0000

Visual breakdown

Example IBAN:

LU280019400644750000
Country codeCheck digitsBank codeAccount number

Character-by-character explanation

SegmentCharactersLengthExplanation
Country codeLU2LU for Luxembourg (ISO 3166-1)
Check digits282Two check digits per MOD-97
Bank code00133-digit bank code (e.g. 002, 005, 008)
Account number94006447500001313-character account identifier

Example IBAN for Luxembourg

The IBAN below illustrates the format for Luxembourg. It is fictitious and shown for illustration only.

LU28 0019 4006 4475 0000

20 characters · Format LUkk BBBC CCCC CCCC CCCC

Validate a Luxembourg IBAN

Use the free IBAN Checker to verify any Luxembourg IBAN — length, country format and the ISO 7064 MOD-97 check digit — entirely in your browser.

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Frequently asked questions

How many characters does an IBAN in Luxembourg have?
An IBAN in Luxembourg has exactly 20 characters. It consists of the country code LU, two check digits and the national account number (BBAN) with 16 characters.
How is a Luxembourg IBAN structured?
The IBAN in Luxembourg follows the format LUkk BBBC CCCC CCCC CCCC. LU is the country code, the following two digits are the check digits, and the remaining characters encode the bank and account details. Example: LU28 0019 4006 4475 0000.
What happens if I enter a wrong IBAN for Luxembourg?
Thanks to the built-in check digits (MOD-97, ISO 7064), most typos in an IBAN are detected automatically. The bank rejects a malformed IBAN and the transfer is not executed. Always check an IBAN carefully against your records before you send a payment.

IBAN structure for other countries