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IBAN Structure Sweden

Last reviewed: · Source: ISO 13616 / SWIFT IBAN Registry

Sweden's IBAN has 24 characters in the format SEkk BBBC CCCC CCCC CCCC CCCC. After SE and the check digits come a 3-digit bank code (clearing number, e.g. 500 for SEB, 600 for Handelsbanken), the 16-digit account identifier and a national check digit. Sweden is in SEPA but NOT in the euro area — the krona (SEK) remains the currency, and there is no fixed target date for adopting the euro. From the euro area to Sweden in euro: SEPA rate, no BIC required. In SEK the payment runs over SWIFT, where FX margins apply.

Overview

CountrySweden (SE)
IBAN length24 characters
FormatSEkk BBBC CCCC CCCC CCCC CCCC
Example IBANSE45 5000 0000 0583 9825 7466

Visual breakdown

Example IBAN:

SE4550000000058398257466
Country codeCheck digitsBank codeAccount numberNational check digit(s)

Character-by-character explanation

SegmentCharactersLengthExplanation
Country codeSE2SE for Sweden (ISO 3166-1)
Check digits452Two check digits per MOD-97
Bank code50033-digit clearing code (e.g. 500, 600)
Account number00000058398257461616-digit account identifier
National check digit(s)611 national check digit

Example IBAN for Sweden

The IBAN below illustrates the format for Sweden. It is fictitious and shown for illustration only.

SE45 5000 0000 0583 9825 7466

24 characters · Format SEkk BBBC CCCC CCCC CCCC CCCC

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Frequently asked questions

How many characters does an IBAN in Sweden have?
An IBAN in Sweden has exactly 24 characters. It consists of the country code SE, two check digits and the national account number (BBAN) with 20 characters.
How is a Sweden IBAN structured?
The IBAN in Sweden follows the format SEkk BBBC CCCC CCCC CCCC CCCC. SE is the country code, the following two digits are the check digits, and the remaining characters encode the bank and account details. Example: SE45 5000 0000 0583 9825 7466.
What happens if I enter a wrong IBAN for Sweden?
Thanks to the built-in check digits (MOD-97, ISO 7064), most typos in an IBAN are detected automatically. The bank rejects a malformed IBAN and the transfer is not executed. Always check an IBAN carefully against your records before you send a payment.

IBAN structure for other countries

Germany

22 characters · DEkk BBBB BBBB CCCC CCCC CC

Austria

20 characters · ATkk BBBB BCCC CCCC CCCC

Switzerland

21 characters · CHkk BBBB BCCC CCCC CCCC C

Liechtenstein

21 characters · LIkk BBBB BCCC CCCC CCCC C

France

27 characters · FRkk BBBB BGGG GGCC CCCC CCCC CKK

Spain

24 characters · ESkk BBBB GGGG KKCC CCCC CCCC

Italy

27 characters · ITkk XBBB BBGG GGGC CCCC CCCC CCC

Portugal

25 characters · PTkk BBBB SSSS CCCC CCCC CCCK K