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IBAN Structure Sweden

Last reviewed: · Source: ISO 13616 / SWIFT IBAN Registry

Sweden's IBAN has 24 characters in the format SEkk BBBC CCCC CCCC CCCC CCCC. After SE and the check digits come a 3-digit bank code (clearing number, e.g. 500 for SEB, 600 for Handelsbanken), the 16-digit account identifier and a national check digit. Sweden is in SEPA but NOT in the euro area — the krona (SEK) remains the currency, and there is no fixed target date for adopting the euro. For this payment, required routing details depend on the banks and route; check them in advance with your bank. For SEK payments, the available route, charges and timing depend on the banks and payment conditions; check them in advance with your bank.

Structural fields are based on the official SWIFT IBAN Registry. The editorial method and validation boundary are documented on our German editorial page (German).

Overview

CountrySweden (SE)
IBAN length24 characters
FormatSEkk BBBC CCCC CCCC CCCC CCCC

Visual breakdown

Fictitious format example, not payment data:

SE4550000000058398257466
Country codeCheck digitsBank codeAccount numberNational check digit(s)

Character-by-character explanation

SegmentCharactersLengthExplanation
Country codeSE2SE for Sweden (ISO 3166-1)
Check digits452Two check digits per MOD-97
Bank code50033-digit clearing code (e.g. 500, 600)
Account number00000058398257461616-digit account identifier
National check digit(s)611 national check digit

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Frequently asked questions

How do I check the length of an IBAN from Sweden?
Remove spaces and count 24 characters. The first two characters are SE; the remaining positions follow SEkk BBBC CCCC CCCC CCCC CCCC. A different length is formally invalid for this country format.
What do the check digits in a Sweden IBAN mean?
The two check digits are calculated from the complete IBAN using ISO 7064 MOD-97. They help detect format and transcription errors. A passing checksum does not confirm that an account exists or identify its account holder.
What should I do when an IBAN is formally invalid?
Check the country code, character count, letters and digits, and the check digits. Compare the entry with your bank records or ask the bank for the correct IBAN. This checker validates structure and checksum; it does not verify account ownership or payment approval.

IBAN structure for other countries

Germany

22 characters · DEkk BBBB BBBB CCCC CCCC CC

Austria

20 characters · ATkk BBBB BCCC CCCC CCCC

Switzerland

21 characters · CHkk BBBB BCCC CCCC CCCC C

Liechtenstein

21 characters · LIkk BBBB BCCC CCCC CCCC C

France

27 characters · FRkk BBBB BGGG GGCC CCCC CCCC CKK

Spain

24 characters · ESkk BBBB GGGG KKCC CCCC CCCC

Italy

27 characters · ITkk XBBB BBGG GGGC CCCC CCCC CCC

Portugal

25 characters · PTkk BBBB SSSS CCCC CCCC CCCK K